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Increased Bullying at Schools and US Financial Literacy – Ask Steve

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Bullying and US Financial Literacy

Ask Steve Show Topic – Bullying at Schools Increases Post-Election and U.S. Financial Literacy as it Relates to Student Loans and Bankruptcy

Join us Saturday at 3pm for the Ask Steve radio program on NewsRadio KFBK 1530AM when we address two big issues parents are facing – #BULLYING and how to navigate STUDENT LOAN agreements and #BANKRUPTCY.

Has your child’s school seen an increase in an increase in harassment and bullying since the election? A study out this week by the Southern Poverty Law Center shows an 80% increase at schools recently. The group documented nearly 900 separate incidents of bias and violence against immigrants, Latinos, African-Americans, women, LGBT people, Muslims and Jews in the ten days after Trump captured the White House. We will discuss the responsibility that schools have in managing bullying and harassment. Has your child experienced recent bullying? How has your school handled it? We want to hear from you so please listen in and call us live during the show.

Topic 2 will address the need for more financial literacy in the U.S. and an announcement this week by the Consumer Financial Protection Bureau (CFPB), a name you’ve heard us mention often with mortgage industry reform. The CFPB is taking a leadership role in helping consumers navigate the financial marketplace and build financial well-being. The program mostly consists of online guides and resources to help build financial literacy. Do you think this will be effective? Do you feel you need this type of education?

Topic 2 will parlay into a discussion with attorney Ronald Holland from ULC who will discuss some of the options you may have if you are in a bind with a costly student loan. There are options through bankruptcy filing to discharge off these loans, however, only a bankruptcy attorney is going to share that with you!

Join us each Saturday on 1530AM NewsTalk KFBK for the Ask Steve Show from 3:00-4:00 p.m.

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Wells Fargo and Banking Reforms – Ask Steve

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Ask Steve Show Topic – Wells Fargo Forcing Arbitration, Possible Real Banking Reforms from Trump Pick and Liabilities around the Oakland Ghost Ship Fire

Join us Saturday at 3pm for the Ask Steve radio program on NewsRadio KFBK 1530AM when we address three major topics – Wells Fargo trying to force arbitration on fake account victims, Trumps pick for the Fed looks promising for banking reform and we will discuss the liabilities for victims of the Oakland Ghost Ship fire.

Topic 1 – Wells Fargo is at it again this week, seemingly trying to force its customers who were victims of their fake account scam into arbitration! According to a NY Times article, their argument is that they’d already agreed to arbitration for their real accounts so it should carry over. Nonsense! We will discuss this in more detail and would love to hear from you about your experience with Wells Fargo, especially if you had a fake account opened by Wells Fargo staff.

Topic 2 – On the topic of needed banking reform, it was announced this week that one of Trumps potential picks for the Fed is FDIC Vice Chairman, Tom Hoenig, citing that he’s a proponent of reinstating the Glass-Steagall Act which would return the banks into separate institutions for commercial and investments. It was repealed in 2008 during the banking crisis, which likely is a major cause for the housing crisis due to the shading banking practice of selling mortgage-backed securities.

We will shift gears with Topic 3, addressing the complicated issue of the liabilities surrounding the devastating Oakland Ghost Ship fire. There are so many questions about how the space was utilized and maintained. Who should be responsible? Who knew of the problems? What other units are at risk?

Join us each Saturday on 1530AM NewsTalk KFBK for the Ask Steve Show from 3:00-4:00 p.m.

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DUI and MADD – Ask Steve

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What is the Cost of a DUI? To the offender, to the victim and the victim’s family? We are joined by Mothers Against Drunk Driving (MADD)

Join us Saturday at 3pm for the Ask Steve radio program on NewsRadio KFBK 1530AM when we address the very important topic of drunk driving this holiday season. Stephen will share a very personal story and be joined by local MADD spokesperson, Rhonda Campbell, on the program. Rhonda is a vocal advocate and volunteer for the Sacramento chapter after losing her sister to a drunk driver in 1981 at the age of 12.

There are many statistics describing the chronic problem of drunk driving in the U.S. but what is the real impact on the victims and the victim’s loved ones?

  • Every two minutes someone is injured in a drunk driving crash
  • In 2015, 10,265 people died in drunk driving crashes – one every 51 minutes – and 290,000 were injured in drunk driving crashes
  • In fatal crashes in 2014, the highest percentage of drunk drivers was for drivers ages 21 to 24 (30 percent), followed by ages 25 to 34 (29 percent) and 35 to 44 (24 percent)
  • Over 1.1 million drivers were arrested in 2014 for driving under the influence of alcohol or narcotics.

Do we in California now face an even higher rate of DUI’s given that Marijuana use has been legalized? Is law enforcement really prepared to handle it? MADD is also on a mission to help prevent drugged driving as well. Drugged driving is not only defined by illegal or illicit drugs but over-the-counter and prescribed medications as well as medicinal and legal marijuana use while operating a vehicle.

Before you head out to celebrate the holidays, make sure and have a plan on how to get home safely. Be responsible. Use the tools that are there like a cab, Uber, and Lyft, free towing services during the holidays or a reliable designated driver.

If you’ve been a victim of a drunk driving crash, please feel free to call Stephen at United Law Center, 916/367-0622, or MADD’s 24-hour hotline, 877/MADD-HELP.

Join us each Saturday on 1530AM NewsTalk KFBK for the Ask Steve Show from 3:00-4:00 p.m. Past show podcasts are available here.

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